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Mortgage Information

One of the most commonly asked questions in the mortgage business is how a borrower's credit score will effect their home loan. Your credit score or your FICO score is a key factor in qualifying you for a mortgage....

Have you ever attempted to obtain a mortgage loan for the purchase of a home and wondered why your lender cares so much about the source of your down payment? An applicant recently said to SunnyHill, "It's my money, it shouldn't matter to you!" That applicant's...

Are you one of the ~40 million American households who rent and would like to purchase a home in the near future? Do you already own a home and want to purchase another one? Are you thinking about refinancing your existing loan? Yes...

Adjustable Rate Mortgages (ARMs) explained by the loan experts at SunnyHill Financial and myHouseby. See if an adjustable rate mortgage is the right loan for you....

Mortgage 101: For Home Buyer: As you begin thinking about the mortgage process, it’s important to understand how the mortgage application process works....

Interest-Only Mortgage Loans explained by the mortgage advisors at SunnyHill Financial and myHouseby. Many people enter into the mortgage process and are unfamiliar with the products that are available in the marketplace....